I shouldn’t be blogging about this since I have my last class of Public Health tomorrow. What the heck! I hate that class anyway~
Choosing cars for housemen is kinda easy, if all you look for is to move from point A to point B; from home to hospital and from hospital back home. Besides, it’s hard to manage your cars if you’re gonna be busy and exhausted for TWO years long!
We, the young people love posh cars with high-powered engines. We’d kill a hobo if that would give us Lamborghini Diablo. But not everyone can afford their dream cars, not on houseman salary.
At the beginning of HOship, we should make a humble start, use the cars that our parents lend us. You wouldn’t want to piss off your superiors (MOs, specialists and consultants) by driving a “posher” car than they do! After several months of work, then maybe you can start thinking of buying cars and apply for loans.
I can’t name all the cars in the Malaysian market, but I would mention some cars which cross my mind.
RM 25,000 and below
Best value for money and the most affordable cars. Proton Saga, Iswara, Wira, Satria, Perodua Kancil, Kelisa, Kenari (basically used national cars). All basic stuffs to get you moving from point A to point B, engines are not impressive (but whatcha gonna do, right? Illegal racing when on-call?)
It has higher interest rates (should you choose to get bank loans), but WTH right? It’s not like you’re borrowing RM100,000. You win some, you lose some.
RM 25,000 to RM 50,000
For this kind of budget, you have a lot of choice for used cars. As for new cars, they are mostly national cars and a few imported cars. If I had to choose in this range, I’d choose Perodua Myvi. It has decent engine, affordable and comfortable, good resale value (the price won’t drop much if you want to sell it after a few years). It even surpasses the quality of Proton Savvy and Proton Persona, according to some opinions.
For used cars, I’d choose Myvi (as I mentioned, good resale value), or any of the Nissan, Mazda, Toyota or Honda within this range. Japanese cars are decent.
P/S: Viva is ugly and overpriced… fuel consumption is erghhh
RM 50,000 to RM 80,000
Should you decide to buy cars within this range, you should think of its performance and maintenance. People say, you shouldn’t buy new Proton cars in this range because after 3-4 years you’ll be very disappointed (you haven’t finished paying your loans yet!). Plus, the services and all aren’t that great. I don’t know though, it’s just the reviews from many people 😉
Japanese makes are probably your best choice; great engines, fuel-efficient, good maintenance, great body (of the cars yaa), cost-effective and good resale value – Toyota Vios and Honda City, from the top off my head. Honda City is about RM90,000 so it’s a bit high priced.
Car loans and loan interests are tricky stuffs, so read HERE for (latest) information on car loans and calculate how much you want to pay for a certain period of time HERE. Buying from Langkawi or Labuan can save you up to 35% of the price elsewhere in Malaysia (if you are lucky enough to work there).
RM 80,000 and more
Expensive cars are exceptional, the guys would love sporty 2.0 cars. But it’s a bit out of the league for a busy houseman though. 70% of your salary would be paying loans for this car. And you will cry paying the road tax (besides other taxes and insurance that you must pay!)
If you’re rich and don’t care what society says, why not show off to your MOs, specialists and consultants, yeah? Ngenge 😉